{"id":7,"date":"2026-09-11T11:00:00","date_gmt":"2026-09-11T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/martygum-com\/2026\/09\/11\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028\/"},"modified":"2026-09-11T11:00:00","modified_gmt":"2026-09-11T11:00:00","slug":"mortgage-rate-forecast-predictions-for-the-housing-market-through-2028","status":"publish","type":"post","link":"https:\/\/www.martygum.com\/blog\/2026\/09\/11\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028\/","title":{"rendered":"Mortgage Rate Forecast: Predictions for the Housing Market Through 2028"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Looking ahead to the housing market through 2028, it appears that 30-year fixed mortgage rates will likely remain in the mid-6% range, so we shouldn\u2019t expect significant drops in rates any time soon. For those considering a move in the Lake of the Ozarks area, this steady rate environment means home prices are projected to rise at a modest pace, while increased inventory could help ease competition among buyers. If you\u2019re weighing the idea of refinancing, keep in mind that unless you\u2019re looking to change your loan type or tap into your equity, the benefits may be limited. With over four decades of real estate experience here at the Lake, I always aim to help clients navigate these market shifts smoothly and with confidence.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/money.usnews.com\/loans\/mortgages\/mortgage-rate-forecast\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Looking ahead to the housing market through 2028, it appears that 30-year fixed mortgage rates will likely remain in the mid-6% range, so we shouldn\u2019t expect significant drops in rates any time soon. For those considering a move in the Lake of the Ozarks area, this steady rate environment means home prices are projected to [&hellip;]<\/p>\n","protected":false},"author":476,"featured_media":8,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/posts\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/users\/476"}],"replies":[{"embeddable":true,"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/posts\/7\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/media\/8"}],"wp:attachment":[{"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/media?parent=7"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/categories?post=7"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.martygum.com\/blog\/wp-json\/wp\/v2\/tags?post=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}