Mortgage rates stayed above 7% as markets braced for more Fed moves, while Treasury yields pushed borrowing costs higher and kept affordability top of mind.
For buyers planning ahead, a study suggested building rate cushions: half-point within 3 mo, three-quarters by 6 mo, and a full point by 1 yr.
Later-year buyers often gained leverage: typical homes were ~5% cheaper in Early-Q4 than Late-Q2, with fewer competing buyers and more time to negotiate.
With a ~5-mo supply in the prior month, buyers had stronger bargaining power on price, closing costs, discount points, or temporary rate buydowns.
For buyers still waiting, markets recently priced in more Fed tightening, but the longer-term goal remained cooler inflation that could eventually ease mortgage costs.

Lake Ozark — Most Expensive homes for September 2026.

Listings (sorted by price):
1. Listing BDA3583882 — $4,400,000
2. Listing BDA3586640 — $4,395,000
3. Listing 26062174 — $3,650,000
4. Listing BDA3590402 — $3,650,000
5. Listing MFRHMS2644102 — $3,650,000
6. Listing BDA3588398 — $3,225,000
7. Listing BDA3588948 — $2,850,000
8. Listing BDA3589192 — $2,850,000
9. Listing BDA3583606 — $2,795,000
10. Listing BDA3589615 — $2,795,000
11. Listing BDA3590126 — $2,500,000
12. Listing BDA3587953 — $2,450,000
13. Listing BDA3587228 — $2,400,000
14. Listing BDA3589875 — $2,400,000
15. Listing BDA3588879 — $2,350,000

Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day.
In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints.
Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve, and later Halloween.
Over time, Halloween evolved into a day of activities like trick-or-treating, carving jack-o-lanterns, festive gatherings, donning costumes and eating treats.
Today’s the day to eat candies and sweets to your heart’s content! Happy Halloween!